Banking Awareness Questions :: IBPS PO Clerks Set 16 Question And Answers

Quantitative Aptitude
Reasoning
Programming
Verbal Ability






























1. What is 'financial inclusion'?
A. Easy access to bank accounts for safe parking of savings
B. Availability of cheap credits through apropriately designed loans for poor and low income households and small enterpreneures
C. Availability of basic financial products like insurance

A. Only A B. Only B
C. Only C D. Both A and B
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2. Which among the following cannot be called an anti inflationary measure?

A. Raising the Bank Rates B. Raising the reserve ratio requirements
C. Purchase of securities in the open markets D. Rationing of the credit
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3. The Central Land Development Banks raised their resources by floating debentures in teh market. These debentured carry the guarantee of the State Government and subscribed by the

A. Commercial Banks B. Life insurance Corporation
C. Central and State Governments D. All of these
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4. Which of the following states provides the Vishwakarma Contributory Pension scheme to the labourers of 20 trades of the unorganized sector?

A. Uttar Pradesh B. Punjab
C. Madhya Pradesh D. Rajasthan
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5. Yuan is the currency of?

A. Japan B. China
C. Indonesia D. Myanmar
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6. Who among the following was NOT the governor of Reserve Bank of India?

A. Manmohan Singh B. Raja J. Chellaiah
C. Bimal Jalan D. C. Rangarajan
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7. Which of the following is a Banking Term

A. Blue Book B. Embargo
C. Real Time Gross Settlement D. Writ
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8. The features of Demand Draft given, Locate the wrong option?

A. It is drawn by a bank upon its own branch or another bank. B. It is payable on demand and it cannot be made payable to bearer.
C. Payment of a demand draft cannot be stopped or countermanded. Due to this reason, the payment is demanded through a bank Draft. D. None
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9. A Demand Draft payable to bearer may be issued only by ______________

A. RBI B. SBI
C. SEBI D. Private Banks
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10. A Demand Draft payable to bearer may be issued only by ______________

A. RBI B. SBI
C. SEBI D. Private Banks
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Banking Awareness
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